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[...]This article significantly advances the literature onmortgage prepayments by introducing quantitative measuresof individual homeowner credit histories to the loan-levelanalysis of the factors influencing the probability that a homeownerwill refinance. In addition to credit histories, we...
Persistent link: https://www.econbiz.de/10005870272
This paper analyses three options for financing higher education:• Tax funding, as proposed by the Liberal Democrats and, more recently, the Tories.• Tax funding plus upfront charges, as at present.• Tax funding plus deferred charges, as proposed in the White Paper on highereducation...
Persistent link: https://www.econbiz.de/10005871053
This paper – a companion to Iain Crawford's and my earlier evidence to the SelectCommittee (Barr, 2002a,b,c,d,e; Crawford, 2002) – offers a strongly supportive assessmentof the strategy in the White Paper (Department for Education and Skills, 2003).[...]
Persistent link: https://www.econbiz.de/10005871054
This paper puts forward a strategy for achieving two objectives in higher education –improved access and increased quality – about which there is unanimous agreement.[...]
Persistent link: https://www.econbiz.de/10005871055
How do you fund university education? In the UK, the governmentplans to introduce variable fees from 2006, to be paid back after thestudent graduates, but the debate continues worldwide. What isthe best solution, offering what people want but at a realistic price?Nicholas Barr offers his...
Persistent link: https://www.econbiz.de/10005871057
Rather than being a handicap, the proposals to introduce top-up fees will prove aboon to students.[...]
Persistent link: https://www.econbiz.de/10005871058
Universities need cash, students need support and there are too few working-classentrants. After a two-year extension, Charles Clarke and the class of '73 are all set todeliver answers to these problems. Nicholas Barr offers a guide to how you, theexaminers, should mark their responses.[...]
Persistent link: https://www.econbiz.de/10005871067
This paper reviews the achievements of the Labour Government’seducation policy between 1997 and 2001. Tony Blair claimed that hisGovernment would make education a priority. The first part of thepaper reviews the scale of education spending in relation to theeconomy at large and within the...
Persistent link: https://www.econbiz.de/10008695290
provision and finance. This third dimension is found tohave been increasingly important in policy terms, as attempts have …
Persistent link: https://www.econbiz.de/10008766016
The arguments for refinancing the European Union’s (EU) higher education via highertuition fees largely rest on preserving the profitability of the educational investmentand offering deferred and income-contingent payments. Using income survey datasetson Belgium, Germany and the United Kingdom...
Persistent link: https://www.econbiz.de/10009353990