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In government-sponsored health insurance, subsidy design affects market outcomes. First, holding premiums fixed, subsidies determine insurance uptake and average cost. Insurers then respond to these changes, adjusting premiums. Combining data from the first four years of the California ACA...
Persistent link: https://www.econbiz.de/10013172168
Most of the 600,000 adults returning to the community from state and federal prisons annually in the U.S. carry substantial debt, have low income and low education, and limited formal employment prior to entering prison. Upon reentry, they face financial hardship, high rates of morbidity and...
Persistent link: https://www.econbiz.de/10014322781
The Affordable Care Act eliminated cost-sharing for contraception for Americans with health insurance, but substantial cost sharing remains for uninsured individuals who seek care through Title X--a national family planning program that provides patient-centered, subsidized contraception and...
Persistent link: https://www.econbiz.de/10014322784
Der Bericht der Regierungskommission für die Nachhaltigkeit in der Finanzierung der Sozialen Sicherungssysteme ("Rürup-Kommission") stellt zwei Modelle zur Finanzierung der Krankenversicherung gegenüber: die sog. Bürgerversicherung und das Modell der pauschalen Gesundheitsprämien mit...
Persistent link: https://www.econbiz.de/10009273667
Persistent link: https://www.econbiz.de/10001825976
In June 2020, we surveyed 2,516 Americans regarding their preferences for both short- and long-term expansions to government-provided healthcare and unemployment insurance programs. We find that support for such programs is positively associated with (a) COVID-19 deaths and infections in the...
Persistent link: https://www.econbiz.de/10012481169
This paper begins by discussing the nature of and rationale for social insurance programs. I then consider three political principles and four economic principles that could guide the design and reform of social insurance programs. These ideas are then applied to unemployment insurance, Social...
Persistent link: https://www.econbiz.de/10012467435
The Affordable Care Act includes four significant, permanent, implicit unemployment assistance programs, plus various implicit subsidies for underemployment, and expanded Medicaid eligibility for adults. Every sector of the economy, and about half of nonelderly adults, is directly affected by at...
Persistent link: https://www.econbiz.de/10012459296
Public financing of private health insurance may generate external effects beyond the subsidized population, by influencing the size and bargaining power of health insurers. We test for this external effect in the context of Medicare Part D. We analyze how Part D-related insurer size increases...
Persistent link: https://www.econbiz.de/10012462404
We investigate the relationship between welfare reform and health insurance, health care utilization, and self-reported measures of health status for women aged 20-45, using nationally representative data from the Behavioral Risk Factor Surveillance System. We present estimates from both...
Persistent link: https://www.econbiz.de/10012468144