We study whether savings nudges have the unintended consequence of additional borrowing in high-interest credit. We use … data from a pre-registered experiment that encouraged 3.1 million bank customers to save via SMS messages and train a …

from randomized-controlled trials with 124,000 savings account holders at five UK depositories. Treated consumers received … dominated their current savings product. Motivated by work on search frictions, switching costs, and inattention, our …

, consumption, and savings. We find that winning a modest prize ($15,000 per year for twenty years) does not affect labor supply or … earnings substantially. Winning such a prize does not considerably reduce savings. Winning a much larger prize ($80,000 rather … approximately the same amount. Winning $80,000 increases overall savings, although savings in retirement accounts are not …

"temptation" spending unaffected or reduced. However, we found that promotion of savings lockboxes in a largely autarkic society …

This paper is a theoretical analysis of individual and societal demands for life saving. We begin by demonstrating that … prevention. Finally, we examine the importance of the timing of life-saving decisions. A conflict arises between society …

savings. Households across the income distribution all cut spending from March to early April. Since mid April, spending has …

This paper uses a quasi natural experiment to explore how financial education changes savings, investment, and consumer …

reminders may increase saving, and that reminders will be more effective when they increase the salience of a specific … expenditure. We find support for these predictions in three field experiments that randomly assign reminders to new savings …

National saving rates differ enormously across developed countries. But these differences obscure a common trend …