This paper investigates the impact of health risk on insurance contract with hazard moral. We use a bi …-dimensional utility function (wealth and health status). We prove that the type of health risk influences the equilibrium of insurance …

The present paper thoroughly explores second-best efficient allocations in an insurance economy with adverse selection …

tradeoff between efficiency and fairness of the allocation, we give indications on the desirable structure of the insurance …

We study an economywhere intermediaries compete over contracts in a nonexclusive insurance market affected by moral …

conducted by experts, analyses of the regional daily press and of data from the administrative litigation courts (II). Finally …

including surveys conducted by experts, analyses of the regional daily press and of data from the administrative litigation …

Insurance coverage for natural disasters remains low in many exposed areas. A limited supply of insurance is commonly … identified as a primary causal factor in this low insurance coverage. The French overseas departments provide a rare natural … experiment of a well-developed supply of natural disasters insurance in highly exposed regions. The French system of natural …