, Stylized Facts, and the Role of the Government -- 2 The Use of Long-Term Finance by Firms and Households: Determinants and … Impact -- 3 The Use of Markets for Long-Term Finance -- 4 Banks and Nonbank Financial Institutions as Providers of Long …-Term Finance -- Statistical Appendixes -- A: Basic Data on Financial System Characteristics, 2011-13 -- B: Key Aspects of Long …