Showing 1 - 10 of 151
The overall costs of the payment system to society are considerable. These costs depend on the relative usage of the available payment instruments, which differ in the costs that each entails to market participants in the payment chain. In the Netherlands, debit card payments have become less...
Persistent link: https://www.econbiz.de/10010945593
Against the background of the problem of Non Performing Loans, the lack of data causes banking behaviour in China being …
Persistent link: https://www.econbiz.de/10005106686
market segments), various banking categories and over time. Two related but diverging dimensions of efficiency are considered …This paper seeks to discover the level and spread of bank efficiency in the EU, which in the light of the current and …: X-efficiency, measuring managerial ability, and cost level differences, reflecting national economic and institutional …
Persistent link: https://www.econbiz.de/10005021892
criteria: (i) profitability; (ii) risk; (iii) market power, and (iv) efficiency. We use this scorecard to compare the …
Persistent link: https://www.econbiz.de/10010562428
Over the past few decades, the worldwide banking industry has undergone strong consolidation. As a result, the number …
Persistent link: https://www.econbiz.de/10005021844
concluded, that the theoretical recommendations are to a certain degree already applied in practice. Examples are risk …
Persistent link: https://www.econbiz.de/10005021856
This paper employs stochastic frontier cost and profit models to estimate economies of scale as well as X-efficiency … tend to exhibit higher average profit efficiency than European banks on average. Moreover, banks in the U.S. are more … notion that potential efficiency gains are possible via geographic expansion of large European and U.S. banks. …
Persistent link: https://www.econbiz.de/10005021890
view - is that it is essential to understand where the profit comes from and what risks the bank or the banking sector is …
Persistent link: https://www.econbiz.de/10009493320
This paper provides a survey on recent developments in the European banking industry. Traditional banking activities … mainly been of a domestic nature. Information technology has changed banks' production, products and markets, whereas the …, competition and efficiency. Finally, the question is addressed whether the observed consolidation and increased competition may …
Persistent link: https://www.econbiz.de/10010756030
This paper reviews the empirical literature on the corporate governance of banks. We start by highlighting the main differences between banks and non-financial firms and focus on three characteristics which make banks special: (i) regulation, (ii) the capital structure of banks, and (iii) the...
Persistent link: https://www.econbiz.de/10010757289