Showing 1 - 10 of 158
that adjusts for changes in the set of competitors (variety) and changes in non-price factors (quality in a broad sense …
Persistent link: https://www.econbiz.de/10012148674
that adjusts for changes in the set of competitors (variety) and changes in non-price factors (quality in a broad sense …
Persistent link: https://www.econbiz.de/10010575176
Is bank- versus market-based financing different in its attitudes towards Environmental, Social, and Governance (ESG) risk? Using a novel sample covering 3,783 U.S. public firms from 2007 to 2020, we study how firm-level ESG risk affects its financing outcomes. We find that companies with higher...
Persistent link: https://www.econbiz.de/10013191631
income, loan quality problems may erode the gross interest income of banks. Using stochastic frontier analysis, we estimate … the interest income of a hypothetical profit-maximis-ing Chinese bank with no credit quality problems. Taking the … Chi-nese banks. Our results uncover a substantial weakening in the quality of Chinese bank loan portfo-lios in 2016. Big …
Persistent link: https://www.econbiz.de/10012614224
quality the following year, indicating the lending increase was not driven by higher growth prospects or some positive …
Persistent link: https://www.econbiz.de/10012614230
Reference to gender in language can lead individuals to draw distinctions between genders and re-inforce traditional views of gender roles. To test our hypothesis that language gender-marking exerts an influence on the gender gap in financial inclusion, we draw on data for 117 countries in the...
Persistent link: https://www.econbiz.de/10012614231
We investigate the relationship of central bank independence and banks' systemic risk measures. Our results support the case for central bank independence, revealing that central bank independence has a robust, negative, and significant impact on the contribution and exposure of a bank to...
Persistent link: https://www.econbiz.de/10012614235
We investigate the influence of financial and political factors on peer-to-peer (P2P) platform failures in China's online lending market. Using a competing risk model for platform survival, we show that large platforms, platforms with listed firms as large shareholders, and platforms with better...
Persistent link: https://www.econbiz.de/10012614249
This work examines the impact of bank efficiency on the bank lending channel in China. Using a sample of 175 Chinese banks over the period 2006-2017, we investigate how the reaction of the loan supply to monetary policy actions depends on a bank's efficiency. While bank efficiency does not exert...
Persistent link: https://www.econbiz.de/10012614252
% increase in debt funding and more than 100-basis-point drop in interest costs despite their inferior credit quality. The debt …
Persistent link: https://www.econbiz.de/10012614253