surviving MRA firms, which react to the increase in competition by adjusting their labor force and use more early retirement …

We analyse how state university competition to collect resources may affect both research and the quality of teaching …

This paper investigates competition between health insurance companies under different financing regulations. We … consider two alternatives advanced in recent German health care reform discussions: competition by contribution rates (health … contributions) and by fees (health premia). We find that contribution rate competition yields lower company profits and higher …

This study is an empirical investigation of theoretical predictions concerning the impact of bank competition on bank … risk and asset allocations. Recent work (Boyd, De Nicolò and Jalal, 2009, BDNJ henceforth) predicts that as competition in … of competition. We also find that as competition intensifies, borrower risk decreases and the loan-to-asset ratio …

that funding competition does not rectify the investment inefficiency nor will it improve pooling of individual income … competition and restricted participation yields the highest level of social welfare …