A Simple Model of Health Insurance Competition

This paper investigates competition between health insurance companies under different financing regulations. We consider two alternatives advanced in recent German health care reform discussions: competition by contribution rates (health contributions) and by fees (health premia). We find that contribution rate competition yields lower company profits and higher consumer welfare than premia competition when switching between insurance companies is costly

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Year of publication:	2010
Authors:	Kemnitz, Alexander
Publisher:	[2010]: [S.l.] : SSRN
Subject:	Deutschland \| Germany \| Wohlfahrtsanalyse \| Welfare analysis \| Wettbewerb \| Competition \| Gesundheitsfinanzierung \| Health care financing \| Theorie \| Theory \| Gesetzliche Krankenversicherung \| Public health insurance \| Gesundheitsreform \| Health care reform \| Sozialversicherungsbeitrag \| Social security contribution

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Extent:	1 Online-Ressource (23 p)
Series:	CESifo Working Paper Series ; No. 3220
Type of publication:	Book / Working Paper
Language:	English
Notes:	Nach Informationen von SSRN wurde die ursprüngliche Fassung des Dokuments October 26, 2010 erstellt
Other identifiers:	10.2139/ssrn.1697990 [DOI]
Classification:	I11 - Analysis of Health Care Markets ; I18 - Government Policy; Regulation; Public Health ; D43 - Oligopoly and Other Forms of Market Imperfection
Source:	ECONIS - Online Catalogue of the ZBW

Persistent link: https://www.econbiz.de/10013136650