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Demand side analysis of microlending markets in Germany
Kritikos, Alexander; Kneiding, Christoph; Germelmann, … - 2009
In developing and transition economies, microlending has become an effective instrument for providing micro businesses with the necessary financial resources to launch operations. In the industrialized countries, with their highly developed banking systems, however, there has been ongoing debate...
Persistent link: https://www.econbiz.de/10003879327
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Funding self-employment : the role of consumer credit
Kneiding, Christoph; Kritikos, Alexander - 2011
overdrafts - to finance business activities. Controlling for financial and non-financial household variables we show that self … that overdrafts are used by self-employed to finance their business as well. This indicates that intermingling constitutes … a financing strategy when regular business loans might not be accessible. -- small business finance ; consumer credit …
Persistent link: https://www.econbiz.de/10009517869