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Human capital risk, contract enforcement, and the macroeconomy
Krebs, Tom; Kuhn, Moritz; Wright, Mark L. J. - 2015
We use data from the Survey of Consumer Finance and Survey of Income Program Participation to show that young households with children are under-insured against the risk that an adult member of the household dies. We develop a tractable macroeconomic model with human capital risk, age-dependent...
Persistent link: https://www.econbiz.de/10011308568
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Adverse selection in the group life insurance market
Harris, Timothy; Yelowitz, Aaron S.; Talbert, Jeffery; … - 2022
The employer-sponsored life insurance (ESLI) market is particularly susceptible to adverse selection due to community-rated premiums, guaranteed issue coverage, and the existence of a well-functioning individual market as a substitute. Using administrative payroll and healthcare claims data from...
Persistent link: https://www.econbiz.de/10012804121
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Enrolment in micro life and health insurance : evidences from Sri Lanka
Bendig, Mirko; Arun, Thankom - 2011
Microinsurance is an emerging concept protecting households from the potentially catastrophic expenditures associated with family related shocks. Therefore, this paper presents evidence on the determinants of insurance participation using probit models on household survey data from Sri Lanka,...
Persistent link: https://www.econbiz.de/10009124753
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Did COVID-19 change life insurance offerings?
Harris, Timothy; Yelowitz, Aaron S.; Courtemanche, Charles - 2020
The profitability of life insurance offerings is contingent on accurate projections and pricing of mortality risk. The COVID-19 pandemic created significant uncertainty, with dire mortality predictions from early forecasts resulting in widespread government intervention and greater individual...
Persistent link: https://www.econbiz.de/10012322278
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Building trust in rural producer organizations in Senegal : results from a randomized controlled trial
Bernard, Tanguy; Frölich, Markus; Landmann, Andreas; … - 2015
Trust is crucial for successful collective action. A prime example is collective commercialization of agricultural …-day training on collective commercialization. We use this variation to identify effects on intra-group trust, both direct treatment … measures of trust in leaders' competence and motives and of trust in members we find that participating in the training …
Persistent link: https://www.econbiz.de/10011307900
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Third-party vs. second-party control : disentangling the role of autonomy and reciprocity
Burdín, Gabriel; Halliday, Simon D.; Landini, Fabio - 2015
This paper studies the role of autonomy and reciprocity in explaining control averse responses in principal-agents interactions. While most of the social psychology literature emphasizes the role of autonomy, recent economic research has provided an alternative explanation based on reciprocity....
Persistent link: https://www.econbiz.de/10011308435
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The economic costs of mass surveillance : insights from Stasi spying in East Germany
Lichter, Andreas; Löffler, Max; Siegloch, Sebastian - 2015
social capital as measured by interpersonal and institutional trust in post-reunification Germany. We estimate the economic …
Persistent link: https://www.econbiz.de/10011308454
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Conditional cooperation and betrayal aversion
Cubitt, Robin P.; Gächter, Simon; Quercia, Simone - 2015
We investigate whether there is a link between conditional cooperation and betrayal aversion. We use a public goods game to classify subjects by type of contribution preference and by belief about the contributions of others; and we measure betrayal aversion for different categories of subject....
Persistent link: https://www.econbiz.de/10011308480
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Parental investment and the intergenerational transmission of economic preferences and attitudes
Zumbühl, Maria; Dohmen, Thomas; Pfann, Gerard A. - 2013
children through purposeful investments. We exploit information on the risk and trust attitudes of parents and their children … respect to risk and trust attitudes and thus transmit their own attitudes more strongly. The results are robust to including …
Persistent link: https://www.econbiz.de/10009765617
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Trust, growth and well-being : new evidence and policy implications
Algan, Yann; Cahuc, Pierre - 2013
This survey reviews the recent research on trust, institutions and growth. It discusses the various measures of trust … and documents the substantial heterogeneity of trust across space and time. The conceptual mechanisms and the methods … employed to identify the causal impact of trust on economic performance are reviewed. We document the mechanisms of …
Persistent link: https://www.econbiz.de/10009763283