Our study analyses the extent of integration of the EU market for life and non-life insurance. The main integration … even less advanced for life than for non-life insurance and that mergers and acquisitions are the dominant strategy to … access a foreign market. Besides summarising the liberalisation history of the European insurance sector and discussing …

Introducing compulsory health insurance for government employees bears immense importance for stepping towards …, motivates this paper. The study aims at designing a comprehensive insurance package simultaneously covering health, life and … health insurance schemes (offered to various corporate houses) of some reputed insurance companies in Bangladesh. In addition …

their own health insurance. I test whether this `natural' experiment induced more women without spousal health insurance …

Objective: To determine the sensitivity of employees’ health insurance decisions—including the decision to not choose … wherein employees paid all the additional cost of purchasing more generous insurance. Methods: We modeled the probability that …

establishments have been increasing. Health insurance has been expanded rapidly in the recent years. It is very encouraging that the … poor and ethnic minority are more likely to be enrolled in health insurance than other people. In addition, we find that … health insurance helps the insured increase health care utilization and reduce out-of-pocket spending. The density of medical …

One of the major problems of the U.S. health insurance market is that it leaves individuals exposed to reclassification … insurance contract only lasts for one year. A change in the health status can lead to a significant change in the health … insurance premium. We study how costly this reclassification risk is for the welfare of consumers. More specifically, we use a …

insurance in Mexico to test this. This insurance scheme, called Seguro Popular (SP), provides a minimum set of health benefits … variation makes possible examine the effect of health insurance on marital status among workers. The analysis of this paper … shows that non-contributory health insurance coverage has a significant negative effect on the probability of marriage among …

Not only does economic theory predict high-risk individuals to be more likely to purchase insurance, but insurance … Experiment in Mexico, this paper documents patterns of adverse selection into health insurance as well as the existence of non … intervention have, all else equal, a higher propensity to take up insurance; and (ii) insurance coverage reduces the demand for …

This study investigates the determinants of demand for private health insurance among formal sector employees in Malawi … private fee-charging health facilities, where health insurance would be relevant. The study finds that the probability of …