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Testing the Effectiveness of Consumer Financial Disclosure : Experimental Evidence from Savings Accounts
Hunt, Stefan - 2019
randomized-controlled trials with 124,000 savings-account holders at five UK depositories. Treated consumers were disclosed …
Persistent link: https://www.econbiz.de/10012889475
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What Does Financial Literacy Training Teach Us?
Carlin, Bruce I. - 2010
This paper uses a quasi natural experiment to explore how financial education changes savings, investment, and consumer …
Persistent link: https://www.econbiz.de/10013139151
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Getting to the Top of Mind : How Reminders Increase Saving
Karlan, Dean S. - 2010
reminders may increase saving, and that reminders will be more effective when they increase the salience of a specific … expenditure. We find support for these predictions in three field experiments that randomly assign reminders to new savings …
Persistent link: https://www.econbiz.de/10013139968
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Are You Sure You're Saving Enough for Retirement?
Skinner, Jonathan S. - 2007
that Americans are saving too much for retirement. This paper attempts to reconcile these contrasting views using a simple …
Persistent link: https://www.econbiz.de/10012777316
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Risk Sharing in Private Information Models with Asset Accumulation : Explaining the Excess Smoothness of Consumption
Attanasio, Orazio - 2010
problem with hidden saving. We show that in this environment agents typically achieve more insurance than that obtained under … autarchy via saving, and that consumption allocation gives rise to 'excess smoothness of consumption', as found and defined by …
Persistent link: https://www.econbiz.de/10012760291
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Why Aren't Developed Countries Saving?
Dobrescu, Loretti - 2009
National saving rates differ enormously across developed countries. But these differences obscure a common trend …
Persistent link: https://www.econbiz.de/10012765576
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Initial Impacts of the Pandemic on Consumer Behavior : Evidence from Linked Income, Spending, and Savings Data
Bachas, Natalie - 2020
savings. Households across the income distribution all cut spending from March to early April. Since mid April, spending has …
Persistent link: https://www.econbiz.de/10012826647
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Behavioral Public Economics : Welfare and Policy Analysis with Non-Standard Decision-Makers
Bernheim, B. Douglas; Rangel, Antonio - 2021
illustrate applications of these approaches by surveying behavioral studies of policy problems involving saving, addiction, and …
Persistent link: https://www.econbiz.de/10013222646
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Precautionary Saving and the Marginal Propensity to Consume
Kimball, Miles S. - 2021
The marginal propensity to consume out of wealth is important for evaluating the effects of taxation on consumption, assessing the possibility of multiple equilibria due to aggregate demand spillovers, and explaining observed variations in consumption. It is also a component of the interest...
Persistent link: https://www.econbiz.de/10013232442
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Public Policy Toward Life Saving : Maximize Lives Saved vs. Consumer Sovereignty
Gould, William; Thaler, Richard H. - 2021
This paper is a theoretical analysis of individual and societal demands for life saving. We begin by demonstrating that … prevention. Finally, we examine the importance of the timing of life-saving decisions. A conflict arises between society …
Persistent link: https://www.econbiz.de/10013245750