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Race, Ethnicity and High-Cost Mortgage Lending
Bayer, Patrick J. - 2015
This paper examines how high cost mortgage lending varies by race and ethnicity. It uses a unique panel data that … loans for African-American and Hispanic borrowers even after controlling for key mortgage risk factors: they have a 7.7 and … sorting across) mortgage lenders …
Persistent link: https://www.econbiz.de/10013031298
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Advertising Expensive Mortgages
Gurun, Umit G. - 2013
mortgage advertising induced by the entry of Craigslist across different regions to demonstrate that the relation between … instead support the "persuasive view" that advertising in the subprime mortgage market was used to steer consumers into …We use a unique dataset that combines information on advertising by subprime lenders and mortgages originated by them …
Persistent link: https://www.econbiz.de/10013084729
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Racial Residential Segregation in American Cities
Boustan, Leah Platt - 2013
This chapter examines the causes and consequences of black-white residential segregation in the United States. Segregation can arise through black self-segregation, collective action to exclude blacks from white neighborhoods, or individual mobility of white households. Historically, whites used...
Persistent link: https://www.econbiz.de/10013082146
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The Effects of School Desegregation on Crime
Weiner, David A. - 2010
One of the most striking features of crime in America is its disproportionate concentration in disadvantaged, racially segregated communities, which has long raised concern that segregation itself may contribute to criminal behavior. Yet little is known about whether government efforts to reduce...
Persistent link: https://www.econbiz.de/10013150835
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Spatial Mismatch or Racial Mismatch?
Hellerstein, Judith K. - 2007
We contrast the spatial mismatch hypothesis with what we term the racial mismatch hypothesis - that the problem is not a lack of jobs, per se, where blacks live, but a lack of jobs where blacks live into which blacks are hired. We first report new evidence on the spatial mismatch hypothesis,...
Persistent link: https://www.econbiz.de/10012776804
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Affirmative Action in Law School Admissions : What Do Racial Preferences Do?
Rothstein, Jesse - 2010
The Supreme Court has held repeatedly that race-based preferences in public university admissions are constitutional. But debates over the wisdom of affirmative action continue. Opponents of these policies argue that preferences are detrimental to minority students -- that by placing these...
Persistent link: https://www.econbiz.de/10012758459
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The Economics of Identity and the Endogeneity of Race
Bodenhorn, Howard - 2010
Economic and social theorists have modeled race and ethnicity as a form of personal identity produced in recognition of the costliness of adopting and maintaining a specific identity. These models of racial and ethnic identity recognize that race and ethnicity is potentially endogenous because...
Persistent link: https://www.econbiz.de/10012762773
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School Segregation and Racial Gaps in Special Education Identification
Elder, Todd E. - 2019
We use linked birth and education records from Florida to investigate how the identification of childhood disabilities varies by race and school racial composition. Using a series of decompositions, we find that black and Hispanic students are identified with disabilities at lower rates than are...
Persistent link: https://www.econbiz.de/10012870725
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Apply Yourself : Racial and Ethnic Differences in College Application
Black, Sandra E. - 2015
Access to higher education begins with a student's decision whether and where to apply to college. This paper examines racial and ethnic differences in college application behavior of high school graduates, using two recent graduation cohorts from Texas. We estimate racial and ethnic differences...
Persistent link: https://www.econbiz.de/10013019111
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Geography and Racial Health Disparities
Chandra, Amitabh; Skinner, Jonathan S. - 2021
An extensive literature has documented racial, ethnic, and socioeconomic disparities in health care and health outcomes. We argue that the influence of geography in medical practice needs to be taken seriously for both the statistical measurement of racial disparities, and in designing reforms...
Persistent link: https://www.econbiz.de/10013221278