next three months. A comprehensive bank-level database reveals the public responded to signals sent by regulators' actions …

that the U.S. Postal Savings System played in commercial bank closures during the Great Depression. The system offered …

in risk mainly reflected hidden choices either to lend to bank insiders on a preferential basis or to fund other banks … that were engaged in such risky and often fraudulent activities. Given bank regulators seem complicit in the risk …

panel database of South Dakota bank stockholders from 1910-1934 to study bank stockholder growth as well as its effect on … bank composition and risk. Overall, the average number of stockholders in a bank rose from 8 to 21 over the period with … with a subsequent increase in a bank's proportion of loans-to-assets, but no direct effect on bank closure outside of this …

database linked to a census of banking. These data indicate that those counties that already had a bank were more likely to see …

We investigate the relationships of bank failures and balance sheet conditions with measures of proximity to different … forms of transportation in the United States over the period from 1830-1860. A series of hazard models and bank …. Specifically, railroads facilitated better information flows about banks that led to modifications in bank asset composition …