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-probability/high-impact risks, like floods, and whether past flood insurance purchases and flooding experience moderate the effect of defaults. Our … study uses a naturally occurring difference in experience, comparing the surveyed flood insurance choices of 1 …,187 homeowners, half of whom are in the Netherlands, where flood insurance penetration rates are low and recent flooding caused minor …
Persistent link: https://www.econbiz.de/10012481576
We investigate determinants of private and public generosity to Katrina victims using an artifactual field experiment. In this experiment, respondents from the general population viewed a short audiovisual presentation that manipulated respondents' perceptions of the income, race, and...
Persistent link: https://www.econbiz.de/10012465435
of living elsewhere. When a natural disaster or other exogenous shock forces individuals to move, the net impact on …
Persistent link: https://www.econbiz.de/10012465633
flood risk beliefs. The model incorporates a Bayesian learning mechanism allowing agents to update their beliefs depending … on whether flood events occur. Second, to quantify these elements, we implement a door-to-door survey campaign in Rhode … Island. The results confirm significant heterogeneity in flood risk beliefs, and that selection into coastal homes is driven …
Persistent link: https://www.econbiz.de/10012453857
children in the disaster are significantly more likely to bear additional children after the tsunami. This response explains …
Persistent link: https://www.econbiz.de/10012458220
The impact of exposure to a major unanticipated natural disaster on the evolution of survivors' attitudes toward risk … assume greater financial risk in the short-term while rebuilding their lives after the disaster …
Persistent link: https://www.econbiz.de/10014250120
the evolution of population well-being before and after a major natural disaster, the 2004 Indian Ocean tsunami. The …
Persistent link: https://www.econbiz.de/10014250150
a daunting array of challenges. At the population level, questions of how the disaster affected children's and parents … Recovery (STAR) to examine how disaster exposure affects educational aspirations and eventual attainment. We find that damage … important determinants of whether children complete high school and go on to tertiary schooling than disaster exposure. While …
Persistent link: https://www.econbiz.de/10014635665
Recent large-scale randomized experiments find that helping people form implementation intentions by asking when and where they plan to act increases one-time actions, such as vaccinations, preventative screenings and voting. We investigate the effect of a simple scalable planning intervention...
Persistent link: https://www.econbiz.de/10012480612
We estimate the impact of student loan "nudges" on community college students' borrowing and provide the first experimental evidence of the effect of student loans on educational attainment. Nonbinding loan offers listed in students' financial aid award letters, that do not alter students'...
Persistent link: https://www.econbiz.de/10012453653