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Buying Data from Consumers : The Impact of Monitoring Programs in U.S. Auto Insurance
Jin, Yizhou; Vasserman, Shoshana - National Bureau of Economic Research - 2021
New technologies have enabled firms to elicit granular behavioral data from consumers in exchange for lower prices and better experiences. This data can mitigate asymmetric information and moral hazard, but it may also increase firms' market power if kept proprietary. We study a voluntary...
Persistent link: https://www.econbiz.de/10012599386
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Customers and Retail Growth
Einav, Liran; Klenow, Peter J.; Levin, Jonathan; … - National Bureau of Economic Research - 2021
Using Visa debit and credit card transactions in the U.S. from 2016 to 2019, we document the importance of customers in accounting for sales variation across merchants, across stores within retail chains, and over time for individual merchants and stores. Customers, as opposed to transactions...
Persistent link: https://www.econbiz.de/10012794589
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Strategic Incompatibility in ATM Markets
Knittel, Christopher R. - 2006
We test whether firms use incompatibility strategically, using data from ATM markets. High ATM fees degrade the value of competitors' deposit accounts, and can in principle serve as a mechanism for siphoning depositors away from competitors or for creating deposit account differentiation. Our...
Persistent link: https://www.econbiz.de/10012466057
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Investing in Bank Lending Technology : IT Spending in Banking
He, Zhiguo; Jiang, Sheila; Xu, Douglas; Yin, Xiao - National Bureau of Economic Research - 2022
This paper studies the economics behind the investment in information technologies (IT) by U.S. commercial banks in the past decade. By linking banks' IT spending to their lending technologies, we analyze the distinctive natures of banks' dealings with information across various lending...
Persistent link: https://www.econbiz.de/10013362057
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The Power of the Pill : Oral Contraceptives and Women's Career and Marriage Decisions
Goldin, Claudia; Katz, Lawrence F. - National Bureau of Economic Research - 2000
The fraction of U.S. college graduate women entering professional programs increased substantially around 1970 and the … age at first marriage among all U.S. college graduate women soared just after 1972. We explore the relationship between … women. Although the pill' was approved in 1960 by the FDA and diffused rapidly among married women, it did not diffuse among …
Persistent link: https://www.econbiz.de/10012471247
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Mammograms and Mortality : How Has the Evidence Evolved?
Kowlaski, Amanda E - National Bureau of Economic Research - 2021
Decades of evidence reveal a complicated relationship between mammograms and mortality. Mammograms may detect deadly cancers early, but they may also lead to the diagnosis and potentially fatal treatment of cancers that would never progress to cause symptoms. I provide a brief history of the...
Persistent link: https://www.econbiz.de/10012510527
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Does Mentoring Increase the Collaboration Networks of Female Economists? An Evaluation of the CeMENT Randomized Trial
Ginther, Donna K.; Na, Rina - National Bureau of Economic Research - 2021
Previous research has shown that women in the treatment group of the CeMENT randomized controlled trial increased their …, namely, that CeMENT expanded the collaboration networks of the participants. Our analysis finds that women who received the …
Persistent link: https://www.econbiz.de/10012510606
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Women in Academic Economics : Have We Made Progress?
Ginther, Donna K.; Kahn, Shulamit Beth - National Bureau of Economic Research - 2021
economics. We found that women in economics were 15% less likely to be promoted to associate professor after controlling for …
Persistent link: https://www.econbiz.de/10012510622
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Closing the Innovation Gap in Pink and Black
Cook, Lisa D.; Gerson, Janet; Kuan, Jennifer - National Bureau of Economic Research - 2021
Recent research shows the negative impact of discrimination not only on the targets of discrimination but also on the economy as a whole. Racial and gender inequality can limit the entire economy's productive capacity and innovation outcomes. Using new data from NSF's Survey of Earned Doctorates...
Persistent link: https://www.econbiz.de/10012660032
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Women in Science. Lessons from the Baby Boom
Kim, Scott Daewon; Moser, Petra - National Bureau of Economic Research - 2021
How do children affect women in science? We investigate this question using rich biographical data, linked with patents … 48% of fathers and 46% of women without children. Mothers face comparable tenure rates to other assistant professors for … who survive in science are extremely positively selected: Compared with other married women, mothers patent (publish) 2 …
Persistent link: https://www.econbiz.de/10012660113