Showing 1 - 10 of 18
We take a dynamic perspective on insurance markets under adverseselection and study a generalized Rothschildand … dynamic contracts. An unconditional dynamiccontract has insurance companies offeringcontracts where the terms of the contract … on individualpast performance (like in car insurances). Weinvestigate whether allowing insurance companies to offer …
Persistent link: https://www.econbiz.de/10010324841
This paper investigates the effects of intensified screening of disability insurance benefit applications. A large …-scale experiment was setup where in 2 of the 26 Dutch regions case workers of the disability insurance administration were instructed … absenteeism and disability insurance applications. This provides evidence both for direct effects of the more intensive screening …
Persistent link: https://www.econbiz.de/10010325318
insurance mechanisms, bride wealth qualifies as an importantsecurity enhancing institution: the arrangement covers nearly the …
Persistent link: https://www.econbiz.de/10010324562
worker buys an insurance, which gives a constant income and retirement benefits in exchange for the total output. The level …
Persistent link: https://www.econbiz.de/10010324968
contracts to crowd out implicit insurance, even though the latter yields higher welfare.Integrating the principal-agent and …
Persistent link: https://www.econbiz.de/10010325071
insurance to employers: when firms are hit by temporary shocks the effect on profits is cushioned by risk sharing with workers …
Persistent link: https://www.econbiz.de/10010325075
We study the dependence between the downside risk of European banks and insurers. Since the downside risk of banks and insurers differs, an interesting question from a supervisory point of view is the risk reduction that derives from diversification within large banks and financial...
Persistent link: https://www.econbiz.de/10010325174
It is often assumed that transfers received from governments, nongovernment organizations (NGOs), friends and relatives help rural households to pool risk. In this paper I investigate two functions of transfers in Ethiopia: risk pooling and income redistribution. Unlike most of the literature...
Persistent link: https://www.econbiz.de/10010325295
We study an insurance model characterized by a continuum of risk types, private information and a competitive supply …
Persistent link: https://www.econbiz.de/10010325544
Assessing the scope for insurance in rural communities usually requires a structural model of household behavior under … Indian farmers in the ICRISAT villages would not benefit from the introduction of formal weather insurance. In this paper we … that this can affect the conclusion that insurance would not be welfare improving. …
Persistent link: https://www.econbiz.de/10010325576