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A Dynamic Analysis of the Demand for Health Insurance and Health Care
Bolhaar, Jonneke; Lindeboom, Maarten; van der Klaauw, Bas - 2008
We investigate the presence of moral hazard and advantageous or adverse selection in a market for supplementary health insurance. For this we specify and estimate dynamic models for health insurance decisions and health care utilization. Estimates of the health care utilization models indicate...
Persistent link: https://www.econbiz.de/10010325874
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Informal and Formal Care among Single-living Elderly in Europe
Bolin, K.; Lindgren, B.; Lundborg, P. - 2007
The aims of this study were (1) to analyse whether informal care, provided by children or grandchildren to their elderly parents, and formal care are substitutes or complements, and (2) whether this relationship differs across Europe. The analyses were based on the newly developed SHARE (Survey...
Persistent link: https://www.econbiz.de/10010325251
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The Health Returns to Education - What can we learn from Twins?
Lundborg, Petter - 2008
This paper estimates the health returns to education, using data on identical twins. I adopt a twin-differences strategy in order to obtain estimates that are not biased by unobserved family background and genetic traits that may affect both education and health. I further investigate to what...
Persistent link: https://www.econbiz.de/10010325854
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Dedicated Doctors : Public and Private Provision of Health Care with Altruistic Physicians
Delfgaauw, Josse - 2010
Physicians are supposed to serve patients' interests, but some are more inclined to do so than others. This paper … studies how the system of health care provision affects the allocation of patients to physicians when physicians differ in … altruistic physicians infer that in their absence, NHS patients receive lower treatment quality than private sector patients …
Persistent link: https://www.econbiz.de/10014053269
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Dedicated Doctors: Public and Private Provision of Health Care with Altruistic Physicians
Delfgaauw, Josse - 2007
Physicians are supposed to serve patients' interests, but some are more inclined to do so than others. This paper … studies how the system of health care provision affects the allocation of patients to physicians when physicians differ in … altruistic physicians infer that in their absence, NHS patients receive lower treatment quality than private sector patients …
Persistent link: https://www.econbiz.de/10010325476
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Free Medicines thanks to Retirement: Moral Hazard and Hospitalization Offsets in an NHS
Puig-Junoy, Jaume; Garcia-Gomez, Pilar; Casado-Marin, David - 2011
This paper examines the impact of coinsurance exemption for prescription medicines applied to elderly individuals in Spain after retirement. To evaluate this coinsurance change we use a rich administrative dataset that links pharmaceutical consumption and hospital discharge records for the full...
Persistent link: https://www.econbiz.de/10010326193
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An Analysis of the Effects of the Severance Payment Reform on Credit to Italian SMEs
Calcagno, Riccardo; Kraeussl, Roman; Monticone, Chiara - 2008
We study the effects of the reform of the system of severance payments (TFR) of Italian employees on the cost and the access to credit for small and medium-size enterprises (SMEs). The most direct consequence of the reform is to reduce in the long run the amount of liquid assets available to...
Persistent link: https://www.econbiz.de/10010325713
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Entrepreneurial Moral Hazard in Income Insurance
Ejrnaes, Mette; Hochguertel, Stefan - 2008
We study entrepreneurs’ behavioral responses of effort (moral hazard) to avoid business failure.This is done in the context of an unemployment insurance scheme for self-employed, wherewe estimate how much of the transition probability to unemployment can be causally attributedto being insured....
Persistent link: https://www.econbiz.de/10010325911
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Better Safe than Sorry? Ex Ante and Ex Post Moral Hazard in Dynamic Insurance Data
Abbring, Jaap; Chiappori, Pierre-André; Zavadil, Tibor - 2008
characterize the heterogeneous dynamic changes in incentives to avoid claims that are generated by the Dutch experience …
Persistent link: https://www.econbiz.de/10010325921
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The Unobserved Heterogeneity Distribution in Duration Analysis
Abbring, Jaap H.; van den Berg, Gerard J. - 2006
In a large class of hazard models with proportional unobserved heterogeneity, the distribution of the heterogeneity among survivors converges to a gamma distribution. This convergence is often rapid. We derive this result as a general result for exponential mixtures and explore its implications...
Persistent link: https://www.econbiz.de/10014057117