This paper presents the main findings of the Survey for bank financing to small and medium enterprises (SMEs). The key … identify institutional and policy constraints of banks' involvement with SMEs. The findings reveal that banks considered SMEs …, including SMEs-related factors, macroeconomic factors, legal and contractual environment and some bank-specific factors. The …

on a novel survey, conducted by the European Investment Bank (EIB) Group1, among 18 credit guarantee organisations in 13 … countries and 33 banks operating in 17 countries. The report aims at providing a deeper insight into the driving motives and … earlier report, published in 2014 by the European Bank Coordination "Vienna Initiative" Working Group on CGSs (EBCI, 2014 …

that bank loans and overdrafts are the most widespread debt financing methods for SMEs, but that alternative sources like …It is well known that Micro and Small and Medium sized Enterprises (SMEs) are the backbone of the economy. Most of …, in the area of SMEs' access to finance, there are market imperfections - not only in times of crisis, but on an on …

securitisation. With a focus on the securitisation of loans to Small and Medium sized Enterprises, or SMEs (SMESec), we outline the … benefits of this technique for the financing of SMEs; moreover we explain the need for the use of public resources to support … to SME's access to finance and is as such even more important in the aftermath of the crisis. …