English Abstract: According to the Public Interest Theory, the objective of regulation is for the purpose of maintaining and promoting public interest. However, in reality, the regulator does not always understand his task. He may use poor judgment in the prioritization of his goals; not act...

<p dir="rtl">תקציר בעברית: מורכבותם הלשונית והתוכנית של המסמכים הבנקאיים מובילה לחוסר שוויון אינפורמטיבי בין הבנק לבין הלקוח ויוצרת מכשול חמור בפני לקוחות המבקשים לבצע...</p>

Macedonian Abstract: Социјалната вклученост на младите подразбира многу поширок опфат од невработеноста. Таа содржи и други димензии како што се социјалната, културната,...