This paper investigates the impact of health risk on insurance contract with hazard moral. We use a bi …-dimensional utility function (wealth and health status). We prove that the type of health risk influences the equilibrium of insurance … market. A full coverage is possible with moral hazard. Finally, the link between health risk and co-payment can be invalided. …

prevent firms from conditioning wages on health conditions of their workers, and that prevent health insurance companies from …This paper constructs a dynamic model of health insurance to evaluate the short- and long run effects of policies that … charging individuals with adverse health conditions higher insurance premia. Our study is motivated by recent US legislation …

insurance, the likelihood of joint retirement more than doubled. The effect of retiree health insurance on overall employment …Because the near-elderly have high expected medical expenditures, availability of health insurance is an important … study investigate whether access to employer-provided retiree health insurance enabled dual working couples to time their …

-adjusted conditions that can be used to predict future health care costs. We develop a prospective Medicare CD-RISC model using a 5 …

proposal to replace the schemes with health insurance for several reasons. The empanelled private healthcare providers are …This study attempted to evaluate the working of the Central Government Health Scheme (CGHS) and Ex …-servicemen Contributory Health Scheme (ECHS) by assessing patient satisfaction as well as the issues and concerns of empanelled private …