The ability of banks to formulate and adhere to policies and procedures that promote credit quality and curtail non-performing loans is the means to survive in the stiff competition. Inability to create and build up quality loans and credit worthy customers leads to default risk and bankruptcy...

Many rural banks have sustained heavy losses because of poor credit activities. The main objective of the research was credit management of rural banks in Ghana. Specific objectives were to investigate how non- Supervision of borrowers influences the loan repayment, to establish how the...

With the movement toward universal health coverage gaining momentum, the global health research community has made significant efforts to advance knowledge about the effect of various schemes to expand population coverage. The effect on efficiency, quality, and gaps in service utilization of...

Customer retention is essential for the success of service firms like bank. The quality of service has become an aspect of customer retention. Day by day it has been proven that service quality is related to customer retention. This study endeavors to discover the effect of service quality on...

Credit Unions in Ghana have made greater contributions to enhancing people access to loans. It has been argued that exposure of Credit Unions to credit risk has caused huge loan losses and in turn led to collapse of many of the institutions. This study sought to assess the risk management skills...