sector wages and was, consumption, savings and consistent with the hypothesis TPAKW. Wages, consumption, TPAKW positive … can be explained by the R-squared 76.86%. All variables konsiten labor demand hypothesis. Wages negatively affect the …

with capital, asset quality, management, earnigs, and liquidity as known as CAMEL. Capital use CAR ratio, asset quality use … NPL ratio, management use NPM ratio, earnigs use NIM and BOPO ratio, and the last liquidity use LDR ratio. That ratio can …