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analysis of financial knowledge and individual attitudes. After the first Section on trends in household wealth, savings and …
Persistent link: https://www.econbiz.de/10012846848
its effects although there is a significant heterogeneity among age groups, areas of residence and income levels. The 2022 … remaining sample, which predominantly keep holding certificates of deposit and postal savings (50% of households), followed by …
Persistent link: https://www.econbiz.de/10014254638
the macro environment and trends in household wealth and savings and include an analysis on retail trading and investments …
Persistent link: https://www.econbiz.de/10013308121
main trends in economic growth, employment, disposable income and consumption of Italian households, also in a European … comparison. The second section examines financial wealth, savings rate, as well as participation in financial markets and … household income; 39% struggle to meet fixed and recurrent expenses while 28% state to be unable to manage an unexpected expense …
Persistent link: https://www.econbiz.de/10014351649
English Abstract: In this paper we examine credit market participation and financial vulnerability by income, making … debt increased, mainly as a result of slower debt repayment. Developments differed across income classes: the new borrowers … were mainly concentrated in higher income classes, while the slowdown in debt repayment was more pronounced for the middle …
Persistent link: https://www.econbiz.de/10013045613
The paper reviews the supply of different mortgage instruments to Italian households by means of data obtained from a survey conducted in 2007 by the Bank of Italy over more than 300 banks. The results document significant innovations in housing finance in the last five years: a greater variety...
Persistent link: https://www.econbiz.de/10005113690
Persistent link: https://www.econbiz.de/10012824054
Italian Abstract: Nello scorso decennio anche in Italia, come in tutti i principali paesi industrializzati, sono cresciuti sia i finanziamenti erogati dalle banche sia il ricorso ai mercati azionari e obbligazionari. La struttura finanziaria delle imprese si è orientata maggiormente verso...
Persistent link: https://www.econbiz.de/10013014220
Italian Abstract: I Confidi hanno svolto un ruolo molto importante nel sostenere il sistema produttivo italiano in sinergia col sistema bancario, durante la prima fase della recente crisi finanziaria. Negli ultimi anni però il sistema Confidi sta mostrando le proprie debolezze. Questo articolo,...
Persistent link: https://www.econbiz.de/10012997165
Il presente lavoro si inserisce nel dibattito in corso tra gli economisti e gli operatori economici relativo alla valutazione dell’impatto del processo di ristrutturazione del sistema bancario nazionale, iniziato nei primi anni dello scorso decennio, sulla crescita delle economie meridionali,...
Persistent link: https://www.econbiz.de/10005590611