Principe of insurance companies is to take risk of insured. If risks of insured are different it is advisable to adjust … insurance premium considering into risk rate so it is very important to estimate and evaluate factors from which depends if … solving this issue. After estimating the most risky group it is required to measure risk rate which helps to estimate …

development and evolution of risk adjusted performance models have been analyzed in the theoretical part of the paper. Largest … of the fund management. The research is based on the theory of capital asset pricing model and widely accepted risk …