E-commerce highlights the vast area of electronic interchange connected to the commercial activities that involve both the relations between enterprises as well as the relations between enterprises and consumers, referring especially to information interchange, product transactions, equipments,...

Consumer protection is an activity rather new in Romania where from political reasons there were no preoccupations in this area before 1990. After the transition at the market economy it was very clear that Romania needed to create a law system for the protection of the consumers, coherent,...

Romanian Abstract: Acest studiu analizează bunăstarea financiară și determinanții acesteia, inclusiv alfabetizarea financiară, abordând principalii factori care conduc la nivelul scăzut de incluziune financiară și interdependența dintre dezvoltarea sistemului financiar și educația...

The process of the European integration and the developing of the internal market have led to the necessity of introducing a common policy for the consumers’ protection. As the policy for the consumers’ protection has been established as a well-structured policy at the levelof the European...

According to the agricultural patterns existing in the EU, the objectives of the Romanian baking industry should ensure the alimentary safety, introduce the European competitive technologies and manufacturing process, harmonize the Romanian law with the communitary acquis and implement it, match...

The consumers’ protection could be realized both in a direct way, explicitly, through the juridical and parajuridical actions that consumers can use against the economic agents offering unsuitable merchandises or promoting illicit commercial practices and in an indirect way, implicitly,...

Romanian Abstract: Adeseori, unele decizii financiare ale familiilor, precum cele care privesc împrumuturile, consumul, economisirea sau investiţiile sunt adoptate în moduri care diferă semnificativ de ipotezele finanţelor tradiţionale. Finanţele comportamentale ale familiei încearcă...

The main objective of the present approach is, first of all, to analyse the "transaction costs" concept and then to prove scientifically the relation transaction costs – institutions.

The actual social-economic context determined major changes and transformations in the strategically and operational plan at the economic system and organization level. The major actual concern regards working capital insurance necessary on a short and medium period, the market quota maintenance...

Each year, companies around the world spend huge amounts for the informatisation of their activities, but the increase of the investments in this field doesn’t imply always the increase of the work productivity and profit with the same rate. The ”productivity paradox” of information...