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Does it pay to read your junk mail? : Evidence of the effect of advertising on home equity credit choices

Agarwal, Sumit (contributor); … - 2008 - Rev.

We examine the effect of direct mail (commonly referred to as junk mail) advertising on individual financial decisions by studying consumer choice of home equity debt contracts. Consistent with the theoretical predictions, we find that financial variables underlying the relative pricing of debt...

Persistent link: https://www.econbiz.de/10003774092

Household credit usage : personal debt and mortgages

Agarwal, Sumit (contributor); … - 2007

Persistent link: https://www.econbiz.de/10003423468

Financial literacy and financial planning : evidence from India

Agarwal, Sumit; Amromin, Gene; Ben-David, Itzhak; … - In: Journal of housing economics 27 (2015), pp. 4-21

Persistent link: https://www.econbiz.de/10011565792

Timing to the statement : understanding fluctuations in consumer credit use

Agarwal, Sumit; Bubna, Amit; Lipscomb, Molly - In: Management science : journal of the Institute for … 67 (2021) 8, pp. 5124-5144

Persistent link: https://www.econbiz.de/10012625092

Household Credit Usage : Personal Debt and Mortgages

Agarwal, Sumit (ed.); Ambrose, Brent William (ed.) - 2007

In response to growing interest in household finance, this collection of essays with a foreword by John Y. Campbell …, studies household and consumer use of credit instruments. It shows how individual consumers and households utilize various …