Recent advances in brain research have provided new evidence thatearly experience matters and have greatly increased interest in theeffects of early childhood interventions on outcomes for children. Thispaper reviews what is now known about the potential benefits andpotential ill effects of...

Von dem vierten Gesetz für moderne Dienstleistungen am Arbeitsmarkt (Hartz IV), das mit dem 1. Januar 2005 in Kraft trat, erhoffte sich der Gesetzgeber eine Stärkung der Anreize, Arbeit anzubieten. Dieser Aufsatz analysiert die Beschäftigungswirkungen einer Senkung staatlicher...

Families with disabled children are susceptible to poverty because low incomeis compounded by high costs. Combing caring with employment is extremelydifficult, so families are heavily reliant upon benefits. But do disability benefitsprovide financial security for families who are susceptible to...

This paper reviews the stylized facts regarding the levels of human capital investments and the returnsto those investments in developing countries. These returns are substantial and are pervasive acrossdemographic groups. Returns are comparable between men and women and between urban and...

This paper describes portfolio choices of German households in the 1980s and 1990s, presenting stylized facts and analyzing recent trends in asset ownership rates and asset shares on the basis of financial accounts and survey data...

In diesem Arbeitspapier werden die Ergebnisse einer schriftlichen Befragung von 330 Schülerinnen und Schülern an drei ländlich-kleinstädtischen Grundschulen in Nordrhein-Westfalen und Niedersachsen vorgestellt. Gegenstand der Fragen waren das Taschengeld und das Sparverhalten. Die erhobenen...