The features used may have an important effect on the performance of credit scoring models. The process of choosingthe best set of features for credit scoring models is usually unsystematic and dominated by somewhat arbitrary trial.This paper presents an empirical study of four machine learning...

Due to decreasing hardware prices and growing standardization, RFID-systems (Radio FrequencyIdentification) are increasingly being used in global supply chains. In the beginning a simple identificationnumber was stored on the RFID tag, but meanwhile, there is a variety of applications storing...

In the wake of Web 2.0 applications, nearly every branch is influenced by this new understanding ofthe Web. The Banking industry is facing a phenomenon called Peer to Peer Banking, where customerstend to know exactly who gets their invested money. They want to know the people behind thecredit...

This paper defines IT architectures and introduces possibilities to integrate them after a merger. Furthermoreit describes the merger process particularly for IT architectures. First, a consistent definition for ITarchitectures is created, demands on IT architectures are presented and the...

This paper introduces the possibilities of Weblogs in the context of e-learning and knowledge management. At the beginning it gives a classification of Weblogs in the context of social software. Then one tries to find a general valid definition for the research object. Based on that, main...

Particle Swarm Optimization (PSO) has proven to be a good metaheuristic for continuous optimizationproblems. In this paper we present a solution for applying the PSO to a combinatorial optimizationproblem of a real data university course timetabling problem. We first describe the...

The implementation of RFID leads to improved visibility in supply chains. However, as a consequenceof the increased data collection and enhanced data granularity, supply chain participants have to dealwith new data management challenges. In this paper, we highlight the primary characteristics of...

Moderne Verfahren der objektbegleitenden Datenhaltung stellen die Nutzer heute im Detail noch vorvielfältige Probleme. Die Probleme der Kommunikationsüberlagerung oder Abschirmung seien alsBeispiele genannt (vgl. Bundesamt für Sicherheit in der Informationstechnik 2004, S. 90 ff.)....

Das Thema Innovationsmanagement ist von hoher Relevanz, da Innovationen sowohl betriebswirtschaftlichals auch gesamtwirtschaftlich eine große Bedeutung für die Überlebensfähigkeit und Entwicklungspotenzialevon Organisationen und Systemen und damit auch von Gesellschaftenbeigemessen wird. Die...

Inventory shrinkage is a common problem in themanagement of returnable containers. RFID-based containertracking systems have been proposed as a possible solution.Benefits of RFID-based tracking of returnable transportitems such as pallets, kegs and boxes are documented inseveral case studies,...