García Herrero, Alicia; Gavilá, Sergio; …
deposits and for more X-efficient banks. In addition, a less concentrated banking system increases bank profitability, which …This paper analyzes empirically what explains the low profitability of Chinese banks for the period 1997-2004. We find …'s profitability. We find the same negative influence for China's development banks (so called Policy Banks), which are fully state …