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Obtaining health insurance through an employer pools risk, but may lead to moral hazard, where employees with more coverage seek care valued below cost, and adverse selection, where the unhealthy choose more generous plans, driving up premiums. In the first essay, I model the decision to choose...
Persistent link: https://www.econbiz.de/10009476816
Neoclassical analysis of the labor market and its institutions. A systematic development of the theory of labor supply …
Persistent link: https://www.econbiz.de/10009432547
Im Fahrzeugbau und im Verkehrswesen hat die praktische Umsetzung von Ubiquitous Computing Technologien einen hohen Grad erreicht. Unter diesem Begriff ist die Ausstattung unterschiedlicher Gegenst?nde mit Prozessoren und Sensoren zu verstehen, welche in der Lage sind, Daten ?ber ihren eigenen...
Persistent link: https://www.econbiz.de/10009482327
The primary goal of this study was to determine the impact of price discriminationon tourism demand. Four objectives … were defined with reference to the primaryresearch goal.The first objective was to analyse the concept of price … markets is fairly common and that it occurs if the samegoods were sold to different customers at different prices. Price …
Persistent link: https://www.econbiz.de/10009456056
?tze aus der Neuen Politischen ?konomie sowie der Theorie der Verf?gungsrechte wird auf Effizienzunterschiede auf Grund …
Persistent link: https://www.econbiz.de/10009481011
spreading of HIV/AIDS in developing countries combined with a high price level of patented pharmaceuticals used for the … Arzneimittel zur Behandlung dieser Krankheit. Zum anderen wurde auch der Mangel wirksamer Medikamente gegen vernachlässigte … Immatrialgüterrechte wesentliche Vorraussetzung für die konstante Entwicklung innovativer Arzneimittel seien. Kritiker des TRIPS …
Persistent link: https://www.econbiz.de/10009475357
government.The first paper estimates the price elasticity of demand for pharmaceuticals amongst high-income older people in … Australia. It exploits a natural experiment by which some people gained entitlement to a price reduction through the … responsive to price.The elasticity estimate is a key input into the second paper which analyses the distributional impact of the …
Persistent link: https://www.econbiz.de/10009484210
Medicare has recently experienced the largest expansion of benefits since its in- ception: the inclusion of prescription drug coverage under the Medicare Prescription Drug, Improvement and Modernization Act of 2003. The policy debate has mainly focused on estimating the cost of implementing the...
Persistent link: https://www.econbiz.de/10009438528
Over the last two decades, bank credit has evolved from the traditional relationship banking model to an originate-to-distribute model where banks can originate loans, earn their fee, and then sell them off to investors who desire such exposures. We show that the borrowers whose loans are sold...
Persistent link: https://www.econbiz.de/10009441128
Two complementary sources of information are studied in a multiperiod agency model. One is an accounting source which partially but credibly conveys the agent’s private information through accounting recognition. The other is an unverified communication by the agent (i.e., a self-report). In a...
Persistent link: https://www.econbiz.de/10009441137