Artículo de revista ; The technologies underlying money and payment systems are evolving rapidly. Both the emergence of distributed ledger technology (DLT) and rapid advances in traditional centralised systems are moving the technological horizon of money and payments. These trends are embodied...

Artículo de revista ; Facing the challenges and leveraging the opportunities from digitalization may require changes to the traditional business model of central banks. This paper focuses on retail payments, where changes are being rapid and highly demanded by customers worldwide. Considering...

Artículo de revista ; The technologies underlying money and payment systems are evolving rapidly. Both the emergence of distributed ledger technology (DLT) and rapid advances in traditional centralised systems are moving the technological horizon of money and payments. These trends are embodied...

Artículo de revista ; Facing the challenges and leveraging the opportunities from digitalization may require changes to the traditional business model of central banks. This paper focuses on retail payments, where changes are being rapid and highly demanded by customers worldwide. Considering...

Artículo de revista ; El interés de los bancos centrales, y de la sociedad en general, hacia las denominadas «monedas digitales soberanas» (CBDC, por sus siglas en inglés) se ha acrecentado de manera notable en los últimos años. Aunque los mayores esfuerzos se centran en el estudio o la...

Artículo de revista ; The interest taken by central banks, and by society at large, in central bank digital currencies (CBDCs) has grown notably in recent years. Although the greatest efforts have focused on studying and experimenting on a new class of monetary liability with universal access...

Motivación Este artículo tiene por objeto servir de introducción al mundo de las finanzas descentralizadas (DeFi). Para ello, se centra en explicar, de manera simplificada, las características principales de este fenómeno y sus casos de uso más comunes, así como los riesgos más...