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The Survey of Financial Competences (ECF) : description and methods of the 2016 wave
Bover Hidiroglu, Olympia; Hospido Quintana, Laura; … - 2019
La Encuesta de Competencias Financieras (ECF) es una iniciativa conjunta del Banco de España y la Comisión Nacional del Mercado de Valores (CNMV) cuyo objetivo es medir las competencias financieras de la población adulta en España. Entre 2016 y 2017 se recogió información para una muestra...
Persistent link: https://www.econbiz.de/10012532155
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Substituting Corporate Saving for Personal Saving: An Explanation for Falling Personal Saving Rates
Barney, L. Dwayne; Schooley, Diane K.; White, Harry - 2009
Purpose – The purpose of this paper is to test the hypothesis that savers may be substituting equity capital gains from stockholdings for traditional measures of personal saving. The analysis also aims to investigate dividend yield (DY) as a signal to investors about corporate saving rates...
Persistent link: https://www.econbiz.de/10009431834
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Der Wandel des Kapitalanlageverhaltens im Lebenszyklus : eine sozioökonomische Betrachtung
Schuster, Sylvia - 2010
Ziel der Diplomarbeit ist es, aufzuzeigen, welche Einflussfaktoren auf den Kapitalanleger aus ökonomischer, soziologischer und psychologischer einwirken. Unter diesen Gesichtspunkten wird der Wandel des Anlageverhaltens eines Individuums in seinem fortschreitenden Lebenszyklus betrachtet.Durch...
Persistent link: https://www.econbiz.de/10009434253
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Essays in Life-Cycle Finance : Understanding Personal Investment and Consumption Choices
Jin, Fangyi - 2009
household portfolio choice and consumption decision in the life time. Household finance is a new interesting field in financial … titled "Household Finance" at the 2006 AFA annual meeting. Modeling household finance is different from traditional finance … because household financial problems have many special features such as long but finite horizon, non-traded human capital …
Persistent link: https://www.econbiz.de/10009471911
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Essays on portfolio choice over the life cycle.
Guo, Lei - 2010
University of Minnesota Ph.D. dissertation. August 2010. Major: Economics. Advisor: Narayana R. Kocherlakota. 1 computer file (PDF); vii, 81 pages. Ill.(some col.)
Persistent link: https://www.econbiz.de/10009462869
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The financial position of the workers most affected by the pandemic: an analysis drawing on the Spanish Survey of Household Finances
Alvargonzález Muñoz, María del Pilar; Pidkuyko, Myroslav
income. This article draws on the Banco de España’s Survey of Household Finances (EFF, by its Spanish abbreviation) to …
Persistent link: https://www.econbiz.de/10012524984
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Housing purchases and the dynamics of housing wealth
Bover Hidiroglu, Olympia - 2010
En este trabajo se modelizan las decisiones de compra de vivienda principal y secundaria por parte de los hogares españoles utilizando la muestra panel proveniente de las dos primeras olas de la Encuesta Financiera de las Familias (EFF). Se estiman modelos de tasas de compra utilizando...
Persistent link: https://www.econbiz.de/10012530313
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Nachsteuer-optimale Anlage- und Finanzierungskonzepte in der Privaten Finanzplanung
Mederer, Markus Friedrich - 2007
redemption, because of the resulting social insurance savings. Beyond it is shown that another increase of utility for the … coalition (employer and employee) can be achieved, if the employer additionally pays in a part of his social insurance savings …
Persistent link: https://www.econbiz.de/10009482323
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Asmeniniai finansai: investicijų kapitalo rinkoje ekonominė analizė
Mažulienė, Asta - 2010
Magistro darbo konceptulalioje dalyje išanalizuoti teoriniai asmeninių finansų ir investicijų valdymo kapitalo rinkoje aspektai. Remiantis Franko Modiglianio gyvenimo ciklo teorija, apibrėžti asmeninių finansų investavimo tikslai, asmeninių investicijų planavimo etapai. Išanalizuoti...
Persistent link: https://www.econbiz.de/10009478309
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Internetinės rinkodaros algoritmų taikymas asmeninių finansų srityje
Pacauskas, Darius - 2010
Šis darbas apima internetinės rinkodaros algoritmų apžvalgą ir pritaikymą verslui naudingose internetiniuose projektuose, palaikančiuose įmonės verslo ir organizacinius procesus ar sudarant konkurencingus produktus. Darbo pagrindas remiasi internetinės rinkodaros algoritmų pritaikymu...
Persistent link: https://www.econbiz.de/10009478873