The application of Social Accounting Matrices (SAM) is well established at the national level and provides a comprehensive economic framework. The procedure for developing national SAMs is extensively documented in literature. However, it can also be constructed for smaller economies, such as a...

The key criteria for making business decisions is profit, so when making credit limit-setting strategy decisions, profitability will be the most important driver. The profitability of a credit limit-setting strategy is dependent on the customer’s utilisation of the limits set by the strategy....