shares of fee income since by expanding into non-traditional businesses the bank needs more capital to prevent the potential … be possibly attributed to relatively high switching costs and to close relationship between depositor and bank in the EU …

This paper contributes to the current literature dealing with the drivers of bank business model changes by analyzing … enhance banks' performance. Finally, bank business strategy and macroeconomic factors are crucial in the determination of …

The aim of this study is to examine the persistence of profit and the effect of bank-specific determinants of Tunisian … bank profitability. To account for profit persistence, we apply a dynamic panel model, using Generalized Methods of Moments … related to bank profitability and that deposit and development banks suffer from the bad quality of their loans and the lack …

Using a broad bank-level dataset and the GMM estimator technique described by Arellano and Bover (1995), this paper … analyzes how bank-specific characteristics, macroeconomic variables, and industry-specific factors affect the profitability of … income levels, we show that the determinants of bank profitability included in our model can explain existing profitability …

income diversification and market concentration are related to bank stability. Firstly, we document that bank stability is …-traditional activities. Secondly, market concentration is positively associated with bank stability, in line with the concentration … concentration modifies the link between revenue diversification and bank stability. Specifically, it is shown that diversified banks …

This study investigates how market concentration (MC) and institutional quality (IQ) influence bank stability in … and endogeneity. The findings of the research are noteworthy. Firstly, a positive correlation between bank stability and … concentration enhances bank stability up to a certain threshold. Secondly, the study highlights the significant impact of …

on bank profitability differs depending on the type of fee and commission income. Our results support the view that …