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shields the private commercial bank from aggressive competition by these banks. … such cooperative practices. There are two adjacent markets with one savings or cooperative bank being focused on each one … and one private commercial bank serving both. We find that abolishing regional demarcation indeed increases total loan …
Persistent link: https://www.econbiz.de/10010294740
shields the private commercial bank from aggressive competition by these banks. … such cooperative practices. There are two adjacent markets with one savings or cooperative bank being focused on each one … and one private commercial bank serving both. We find that abolishing regional demarcation indeed increases total loan …
Persistent link: https://www.econbiz.de/10010271449
In diesem Papier geben wir einen Überblick über den Wettbewerb und die Effizienz im deutschen Bankensektor. Wir nehmen … dabei die Entwicklung in den letzten 15 Jahren in den Blick. Frühere Studien für Deutschland weisen darauf hin, dass das … scheinen Wettbewerb und Effizienz positiv miteinander verbunden. Des weiteren bestanden deutliche Unterschiede zwischen großen …
Persistent link: https://www.econbiz.de/10010377872
estimate bank-specific Lerner indices as measures of competition and test if cost and profit efficiency are negatively related … cost savings. We suggest a united approach to measure competition and efficiency simultaneously to test this hypothesis. We …
Persistent link: https://www.econbiz.de/10010271346
multiple technology regimes and group membership probabilities. The latter are conditioned on six bank traits of German banks … specific cost parameters to measure competition with Lerner indices. Large, national universal banks and the smallest, most … specialized banks exhibit the lowest level of competition. In turn, medium sized universal banks are both efficient and exhibit …
Persistent link: https://www.econbiz.de/10010295952
Traditionell leisten Sparkassen einen wichtigen Beitrag für die Raumentwicklung in Städten und Regionen. Sie kennen die Probleme und Potentiale lokaler Ökonomien und sie haben Vertrauen zu den lokalen Akteuren. Das macht sie zu wichtigen Promotoren der Orte und Regionen, an denen sie wirken....
Persistent link: https://www.econbiz.de/10010377420
Persistent link: https://www.econbiz.de/10011695727
Persistent link: https://www.econbiz.de/10011696475
Persistent link: https://www.econbiz.de/10011696598
comparatively cheap deposits of bank's liabilities but among other factors especially by the size of the bank. In our empirical … finding of a strong influence of bank size on funding costs is also in an in international context of great interest as … mergers among small local banks - the key driver of bank growth - are a recent phenomenon not only in European banking that is …
Persistent link: https://www.econbiz.de/10010271347