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Risikoselektion und Risikoausgleich am Beispiel der gesetzlichen Krankenkassen in Deutschland
Dieterich, Felix - Volkswirtschaftliche Fakultät, … - 2005
This paper deals with the phenomenon of risk-selection and its appearance in the german compulsory health insurance …
Persistent link: https://www.econbiz.de/10005649813
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risk adjustment
Ellis, Randall P. - Palgrave Macmillan
Risk adjustment is used in settings with uncertainty to make payments or allow comparisons of outcomes while controlling for exogenous risk factors that explain variations in the outcome of interest, such as spending, utilisation, quality or death. This article focuses on the conceptual and...
Persistent link: https://www.econbiz.de/10010861108
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Adverse Selection, Moral Hazard and the Demand for Medigap Insurance
Keane, Michael; Stavrunova, Olena - Department of Economics, Oxford University - 2012
The size of adverse selection and moral hazard effects in health insurance markets has important policy implications … inefficiencies created by adverse selection (e.g., mandatory insurance enrolment) may lead to substantial increases in health care … light on this important topic by studying the US Medigap (supplemental) health insurance market.  While both adverse …
Persistent link: https://www.econbiz.de/10011004305
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Anatomy of a Slow-Motion Health Insurance Death Spiral
Frech, Ted E; Smith, Michael P - Department of Economics, University of California-Santa … - 2015
Adverse selection death spirals in health insurance are dramatic, and so far, exotic economic events. The possibility …. In this paper, we empirically document a death spiral in individual health insurance that was apparently triggered by a …
Persistent link: https://www.econbiz.de/10011213301
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Determinants of Enrolment in Voluntary Health Insurance: Evidences from a Mixed Method Study, Kerala, India
Vellakkal, Sukumar - In: International Journal of Financial Research 4 (2013) 2, pp. 99-107
the population are covered with health insurance. This study has two objectives: 1. to investigate the factors affecting … enrolment in voluntary health insurance, and 2. to examine the characteristics of enrolment in terms of income … and quantitative methods- were used. In-depth interviews were conducted among officials of insurance companies, insurance …
Persistent link: https://www.econbiz.de/10011267624
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Mexico; Experiences with Pro-Poor Expenditure Policies
Corbacho, Ana; Schwartz, Gerd - International Monetary Fund (IMF) - 2002
Against the background of Mexico's persistently high degree of inequality, this paper analyzes the country's experience with pro-poor policies over the last decade. A number of important government initiatives, implemented since the mid-1990s, have aimed at improving distributional equity...
Persistent link: https://www.econbiz.de/10005248152
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Is Asia Prepared for An Aging Population?
Heller, Peter S. - International Monetary Fund (IMF) - 2006
establish an adequate and farsighted policy framework in the areas of pensions, health insurance, and labor market policies. …
Persistent link: https://www.econbiz.de/10005248253
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Health Insurance, Cost Expectations, and Adverse Job Turnover
Ellis, Randall P.; Ma, Ching-to Albert - Department of Economics, Boston University - 2007
In our theoretical model some firms do not offer health insurance to their employees because of large between … for sicker employees when firms offer health insurance, expected health costs will increase when health insurance is … separating equilibrium is one in which some firms face high initial premiums, choose not to offer insurance, and tolerate higher …
Persistent link: https://www.econbiz.de/10005200385
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Deductibles in Health Insurances: Pay or Pain?
Asheim, Geir B.; Emblem, Anne Wenche; Nilssen, Tore - Økonomisk institutt, Universitetet i Oslo - 2003
We study a health-insurance market where individuals are o.ered coverage against both medical expenditures and losses … illness and an individual’s innate ability is su.ciently low, we find that competitive insurance contracts yield screening …
Persistent link: https://www.econbiz.de/10005207298
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The Effects of Statistical Information on Risk and Ambiguity Attitudes, and on Rational Insurance Decisions
Wakker, Peter P.; Timmermans, Daniëlle R. M.; … - In: Management Science 53 (2007) 11, pp. 1770-1784
insurance, with special attention being paid to the usefulness of these effects for the clients (the insured). Unlike many …, deviate from traditional views in risk theory but are in line with prospect theory. We confirmed prospect theory's reflection …
Persistent link: https://www.econbiz.de/10009214768