; (6) mobilizing additional nongovernment resources via insurance (including social health insurance, and community and … private insurance); (7) increasing cost-recovery measures; and (8) increasing efficiency. The paper concludes that the chief …

directions: (1) how insurance changes in one program affects employee participation in other programs at a point in time (<italic …' compensation with programs overlapping it (including sick leave, health insurance, and unemployment insurance), and review evidence …

This paper investigates the impact of health risk on insurance contract with hazard moral. We use a bi …-dimensional utility function (wealth and health status). We prove that the type of health risk influences the equilibrium of insurance …

to share risk. Central clearing can provide insurance against counterparty risk but must be designed to preserve risk …

to share risk. Central clearing can provide insurance against counterparty risk but must be designed to preserve risk …

stylized way, we study the effects of medical insurance and competition in the guise of free choice of physician. Medical … overtreated. We find that with insurance, moral hazard looms on both sides of the market: patients consult more often and … adverse effects of insurance: most patients seek treatment, but overtreatment is moderated. …

workers consume more health care than is efficient ex post when firms provide health insurance. Unlike the benchmark model of …

We analyse a 2-period competitive insurance market which is characterized by the simultaneous presence of standard … which patient consumers use high effort and buy a profit-making insurance contract with high coverage, whereas impatient …

We provide a theoretical and numerical framework to study optimal insurance design under asymmetric information. We … monitoring is available, an optimal insurance contract distinguishes the one problem from the other. Furthermore, if the insured …

insurance payment resulting from an optimal contract in presence of moral hazard. We show that, in most cases, the tax generates … a disincentive for the risk averse insured to provide sufficient effort at maintaining care, hence increasing insurance … only in cases where the cost of effort is low and the perceived insurance quality is very high. …