Vertragstheorie - ausgewählte Ansatzpunkte zur Betrugsbekämpfung und insbesondere das Problem der Sanktionierung von ertappten … using existing results of contract theory. …

rotating savings and credit associations (roscas). We therefore provide a rationale for one of the most prevalent and puzzling …

rotating savings and credit associations (roscas). We therefore provide a rationale for one of the most prevalent and puzzling …

markets when insurance and credit activities are exogenously separated. With additive risks, the insurance contract involves … financial contract: it is a bundle of a standard debt contract and an insurance contract with franchise, trading off bankruptcy … costs vs auditing costs. We then analyze how this optimal contract can be achieved by decentralized trading on competitive …

unique category. The most represented type of risk in credit is a credit risk. It is possible to divide factors of risk … between decision-making and investment influences the size of a credit risk. The length of credit structure influences the … risk. The cognition of debtor's debt servicing potential, methods of coverage credit risk and indicators of credit risk …

Purpose – This paper examines the activities carried out in the UK by credit refer agencies, current business practices …, and the legal standing of credit reporting. Design/methodology/approach – Legal analysis that aims to demonstrate that the … privacy rights, discrimination concerns, and the needs of the credit industry. Originality/value – Little or no research has …

the accuracy of ratings issued by credit ratings agencies in US financial markets. Design/methodology/approach – The paper … identifies unconscious bias as a source of inaccuracy in the credit ratings process. It examines prior behavioral research on … unconscious bias, and uses this research to identify structural issues within the credit ratings industry that give rise to biased …