The impact of borrowing constraints on homeownership has been well established in the literature. Wealth is most likely … to restrict homeownership followed by credit and income. Using recent movers from the 1979 National Longitudinal Survey … on the probability of homeownership during the housing market boom between 2003 and 2007. We show that whereas the pool …

government backing of the mortgage market. Nonetheless, the dominance of the crown corporation CMHC in the mortgage insurance … market concentrates a significant amount of risk in public finances. Improving competitive conditions in the mortgage …

overheated and the collapse of the US subprime mortgage market has been at the epicentre of a deep financial and economic crisis …

of mortgage market deregulation has coincided with a noticeable increase in real house prices in OECD countries, while … high rates of leverage are found to amplify house price volatility. Estimates suggest that tax reliefs on mortgage debt …

mortgage loans has increased homeownership rates among credit-constrained households over recent decades, resulting in a rise … on mortgage debt financing is generous, however, the expansionary impact of mortgage market innovations on homeownership …Homeownership rates have increased significantly in many OECD countries over recent decades. Using micro …

homeownership would free up public resources and reduce the bias towards homeownership. Other challenges to the efficiency of the …