Peer-to-peer lending platforms (P2P) and microfinance are both innovative instruments,having the potential of promoting … categories and regulations. The presentwork focuses on P2P specialized in microfinance (matching MFIs/microentrepreneurs'need of … with examples the current legaldiscussion and developments about P2P lending and crowdfunding. …

<p>This paper discusses the so-called commercial approach to microfinance under economic and ethical aspects. It first … shows how microfinance has developed from a purely welfare-oriented activity to a commercially relevant line of banking … business. The background of this stunning success is the almost universal adoption of the commercial approach to microfinance …

This paper investigates the optimal design of crowdfunding where crowdfunders are potential consumers with standard … motivations and entrepreneurs are profit-maximizing agents. We characterize the typical crowdfunding mechanism where the …-seeking can worsen. Crowdfunding platforms can raise threshold credibility. So we also compare outcomes when the entrepreneur …

In the wake of the global economic crisis, crowdfunding has become an increasingly significant alternative form of … traditional financiers. Besides the benefits of crowdfunding, its risks should be also mentioned as they will shape the future …

this paper we explore whether crowdfunding can provide an adequate business model for the creation, nurturing and upscaling … of renewable energy niches. We empirically investigate crowdfunding initiatives and platforms linked to renewable … electricity projects in the Netherlands. The main conclusion is that the volume of crowdfunding today is low, but the dynamic of …

advertising. Additionally, we discuss nascent revenue models that combine different revenue streams such as crowdfunding (content …

investment projects and crowdfunding. Expediency of various venture financing technologies is estimated depending on specific …