Abstract This paper analyzes the choice of deductible in insurance contracts that insure against a risk that, as is … perspective of risk-bearing costs, the optimal contract is one that uses an aggregate deductible that applies to the aggregate … costs and moral hazard costs than contracts that apply a per-loss deductible to each loss that occurs. I further show that …

mobile, and the proportion of multi-morbid patients comparatively increased. In addition, the practicing physicians tend to …Abstract General practitioner (GP) care in Germany is characterized by a disparate distribution of GPs, explain Stefan … Zerth refers to the ongoing debate on the adequate distribution of physicians that are obliged to guarantee the overall …

patients and medical units in the virtual environment. Since introduction of the internet and other electronic tools for … patients and medical units in building bilateral relations in a new virtual environment and to develop relationship models on … Poland, being a representative market under transition. Surveys were conducted among patients and medical units by means of …

in the year of the co-payment change and in the year following the change. Our results show that increases in …

that the impact of donation size is gender‐specific. By investigating CRM response in Germany, the study regionally expands …

southern Germany. Findings – Cluster analysis of the data resulted in ten different consumption style segments. Additionally … and tested in a field study in Germany. A new acceptance simulator tool uses conjoint data innovatively to gather deeper …

, Germany, and Taiwan and shows that cultural adaptation is an important explanatory variable that should be included in the TAM …

17‐58 from urban China (Shanghai) and Germany was conducted in October 2005 and June 2006. A questionnaire with six print …

DCB across six countries and 14 product categories in the Germany market. By so doing, it replicates an earlier study … Germany can well rely on a safeguarding effect when marketing their products. At the same time, managers from foreign … products. Originality/value – This study confirms some findings from the UK. However, results from Germany indicate that at …