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The Economics of Regional Demarcation in Banking
Raab, Simone; Welzel, Peter - 2010
Cooperation among savings and cooperative banks was criticized by the European Commission because of potentially anti-competitive effects. In an industrial economics model of banks taking deposits and giving loans we look at regional demarcation as one of such cooperative practices. There are...
Persistent link: https://www.econbiz.de/10010294740
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Testing for Competition Among German Banks
Hempell, Hannah S. - 2002
Given the marked reduction in the number of banks in Germany during recent years, the study estimates competitive behavior in the German banking system by applying an empirical method developed by Panzar and Rosse (1987). By estimating the banks' reduced form revenue functions, the sums of their...
Persistent link: https://www.econbiz.de/10010295721
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Banks, markets, and efficiency
Fecht, Falko; Martin, Antoine - 2005
Following Diamond (1997) and Fecht (2004) we use a model in which financial market access of households restrains the efficiency of the liquidity insurance that banks' deposit contracts provide to households that are subject to idiosyncratic liquidity shocks. But in contrast to these approaches...
Persistent link: https://www.econbiz.de/10010295897
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The implications of latent technology regimes for competition and efficiency in banking
Koetter, Michael; Poghosyan, Tigran - 2008
Banks continue to differ in many ways, for instance with respect to business models, growth strategies, or financial health. Neglecting these differences confuses inefficiency with heterogeneity while sub-sample estimation prohibits efficiency comparisons across different samples. We use a...
Persistent link: https://www.econbiz.de/10010295952
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Determinanten des deutschen Kreditzinsniveaus
Schäfer, Stefan; Weistroffer, Christian - In: Wirtschaftsdienst 87 (2007) 9, pp. 600-606
Refinanzierungskosten? Gibt es in Deutschland mehr Kreditausfälle, oder schätzen die deutschen Banken die Risiken realistischer ein? …
Persistent link: https://www.econbiz.de/10010303563
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Hold-up in multiple banking: Evidence from SME lending
Brunner, Antje; Krahnen, Jan Pieter - 2010
This paper analyzes loan pricing when there is multiple banking and borrower distress. Using a unique data set on SME lending collected from major German banks, we can instrument for effective coordination between lenders, carrying out a panel estimation. The analysis allows to distinguish...
Persistent link: https://www.econbiz.de/10010303753
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The economics of regional demarcation in banking
Raab, Simone; Welzel, Peter - 2010
Cooperation among savings and cooperative banks was criticized by the European Commission because of potentially anti-competitive effects. In an industrial economics model of banks taking deposits and giving loans we look at regional demarcation as one of such cooperative practices. There are...
Persistent link: https://www.econbiz.de/10010271449
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Sparkassen als Akteure einer integrierten Regionalentwicklung: Potential für die Zukunft oder Illusion?
Gärtner, Stefan - 2003
Traditionell leisten Sparkassen einen wichtigen Beitrag für die Raumentwicklung in Städten und Regionen. Sie kennen die Probleme und Potentiale lokaler Ökonomien und sie haben Vertrauen zu den lokalen Akteuren. Das macht sie zu wichtigen Promotoren der Orte und Regionen, an denen sie wirken....
Persistent link: https://www.econbiz.de/10010377420
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Effizienz und Wettbewerb im deutschen Bankensektor
Fiorentino, Elisabetta; Herrmann, Heinz - In: Vierteljahrshefte zur Wirtschaftsforschung 78 (2009) 1, pp. 114-126
In diesem Papier geben wir einen Überblick über den Wettbewerb und die Effizienz im deutschen Bankensektor. Wir nehmen … dabei die Entwicklung in den letzten 15 Jahren in den Blick. Frühere Studien für Deutschland weisen darauf hin, dass das … scheinen Wettbewerb und Effizienz positiv miteinander verbunden. Des weiteren bestanden deutliche Unterschiede zwischen großen …
Persistent link: https://www.econbiz.de/10010377872
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Drei-Säulen-Modell: Gibt es Reformbedarf im deutschen Bankensektor?
Weber, Manfred; Fischer, Thomas R.; Wenger, Ekkehard; … - In: ifo Schnelldienst 58 (2005) 14, pp. 3-23
Rahmenbedingungen wenig hilfreich: "Um im internationalen Wettbewerb bestehen zu können, sind klare Geschäftsmodelle erforderlich, die …
Persistent link: https://www.econbiz.de/10011692313