We developed a conceptual framework to explain why young financial technology companies (fintechs) seek to cooperate … reasons: first, banks enable a fintech's market entry; second, banks increase a fintech's profits; and finally, banks enable … new fintech products. We observed that each of these reasons is related to particular resources, which fintechs obtain …

selected number of fintechs has revealed some differences between banks and fintechs. We found that almost all banks and … performance, though for banks it is evidently more challenging to reach their respective targets than for fintechs. Overall our … fintechs apply agile methods in IT-related projects. However, fintechs have relatively more experience with agile methods than …