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Price Discrimination and Mortgage Choice

Coen, Jamie; Kashyap, Anil K.; Rostom, May - National Bureau of Economic Research - 2023

We characterize the large number of mortgage offers for which people qualify in the United Kingdom. Very few pick the cheapest option, nonetheless the one selected is not usually noticeably more expensive. A few borrowers make very expensive choices. These are most common when the menu they face...

Persistent link: https://www.econbiz.de/10014372409

Financial inclusion, regulation, and education in Germany

Neuberger, Doris - 2015

Germany's bank-based financial system provides a high level of financial inclusion, measured by bank outreach and use … implementing the right to a basic bank account with an overdraft facility and protection against attachment, establishing public … credit bureaus, redirecting banking regulation toward the protection of borrowers in long-term credit relationships, and …

Persistent link: https://www.econbiz.de/10010532087

Customers experience and problem resolutions in retail banking : some empirical evidence from Italian banking

Malinconico, Antonella; Fuccio, Nathalie - In: International journal of financial innovation in … 1 (2016) 1/2, pp. 109-126

Persistent link: https://www.econbiz.de/10011668563

Does financial literacy "grease the wheels" of the loans market? : a note

Murta, Fátima Sol; Gonçalves, Paulo Miguel Marques Gama - In: Studies in economics and finance 39 (2022) 2, pp. 331-341

Persistent link: https://www.econbiz.de/10013173216

Problems and opportunities for leveraging SME finance through value chains in Azerbaijan

Aliyev, Samir - 2019

financing. The paper preparation process has shown that SMEs mainly benefit from bank loans, whereas there are some …

Persistent link: https://www.econbiz.de/10012024505

Aiming for a perceived partnership in relationship lending : a viable tool for differentiation in financial services?

Lundahl, Nicolaus; Silver, Lars - In: International journal of management & enterprise … 12 (2012) 4/5/6, pp. 277-295

Persistent link: https://www.econbiz.de/10010394170

Private sector banks : a study of borrowers' satisfaction on retail loans

Kumari, H. Vasantha; Rani, S. Sheela - In: International journal of economic research 11 (2014) 1/2, pp. 473-479

Persistent link: https://www.econbiz.de/10010360958

Historical definition and theoretical background of usury loan provisions

Chlumská, Zuzana - In: Financial internet quarterly 17 (2021) 1, pp. 28-40

The thesis deals with usury and illegal lenders both on the domestic scene and abroad. The usury itself is defined by its characteristics, by adjudication and by historical connotations. The historical definition begins in Mesopotamia and ancient Rome, basically since the emergence of money. The...

Persistent link: https://www.econbiz.de/10012588924

Analysis of the FinTech landscape in the Philippines

Quimba, Francis Mark A.; Barral, Mark Anthony A.; … - 2021

more bank and nonbank financial service providers have entered the digital space, providing more diversified financial … strong FinTech industry as indicated by an increasing number of FinTechs (particularly in payments, lending, and banking …

Persistent link: https://www.econbiz.de/10012880231

Determinants of peer-to-peer lending expansion : the roles of financial development and financial literacy

Oh, Eun Young; Rosenkranz, Peter - 2020

To explore the determinants of peer-to-peer (P2P) lending expansion, this study examines factors that impact P2P lending using a sample of 62 economies over the period 2015-2017. We investigate the effects of financial development and financial literacy on the expansion of P2P lending. The level...

Persistent link: https://www.econbiz.de/10012181873

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