Many rural banks have sustained heavy losses because of poor credit activities. The main objective of the research was credit management of rural banks in Ghana. Specific objectives were to investigate how non- Supervision of borrowers influences the loan repayment, to establish how the...

Credit Unions in Ghana have made greater contributions to enhancing people access to loans. It has been argued that exposure of Credit Unions to credit risk has caused huge loan losses and in turn led to collapse of many of the institutions. This study sought to assess the risk management skills...