of bank risk and returns to the pandemic. Design/methodology/approach - The author employs weighted least squares (WLS … riskiness in response to the pandemic, although there was not much impact on profitability. Additionally, the author categorizes … unaddressed area of research. By focusing on a large sample of banks across countries with both Islamic and conventional banking …

guarantees could also amplify a moral hazard problem that induces large banks to take excessive risk. If such risk is mispriced … diversification index to account for complexity, we find robust evidence consistent with mispricing among the most diversified large …

Diversification through pooling and tranching securities was supposed to mitigate creditor runs in financial … institutions by reducing their credit risk, yet many financial institutions holding diversified portfolios experienced creditor … liquidity after an adverse shock and increases the probability of a panic run by creditors. We show that diversification, while …

Conventional wisdom in banking argues that diversification tends to reduce bank risk and improve performance, but the … diversification strategies and the risk-return tradeoff in banking. Our data set covers Russian banks during the 1999-2006 period and … recent financial crisis suggests that aggressive diversification strategies may have resulted in increased risk taking and …

loss provisioning to maintain their profitability. Interestingly, this trend is not present in the financial statements of … interest rate environment: European commercial banks focus on maintaining their profitability, whereas cooperative banks seek …

terms of higher exposure to interest rate risk and lower net interest margin. …

interest margins when credit risk is controlled. -- Income diversification ; interest income ; fee income ; interest margin … analyzes the determinants of non-interest income and its impact on financial performance and the risk profile of German banks … between 1995 and 2007. We find empirical evidence that for all German universal banks risk-adjusted returns on equity and …

In this paper, we show the benefits of bank asset diversification for the economy. A more diversified stream of … positive spillovers to the economy. We demonstrate that this diversification-induced lending resiliency is beneficial during … as exogenous shocks to identify the causal effect of asset diversification. Our results speak to the long-standing debate …

This study investigated the impact of banking management on credit risk using a sample of Indian commercial banks. The … study employed dynamic panel estimations to evaluate the link between banking management variables and credit risk. The … findings suggest that high capital requirements and large bank size do not reduce default risk, whereas high profitability and …