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Lending facilities versus banking service : unbalanced bank lending to SMEs in China
Wu, JunJie; Zhu, Jinyu; Gold, Jeff; Fang, Hong - In: International journal of business and globalisation : IJBG 20 (2018) 3, pp. 328-353
Persistent link: https://www.econbiz.de/10011931903
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Does banking competition alleviate or worsen credit constraints faced by small- and medium-sized enterprises? :evidence from China
Chong, Terence Tai-Leung; Lu, Liping; Ongena, Steven - In: Journal of banking & finance 37 (2013) 9, pp. 3412-3424
Persistent link: https://www.econbiz.de/10010126413
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Capital requirements of commercial banks and lending discrimination against small businesses : theory and empirical evidence from China
Ma, Li; Liu, Miao; Dai, Junxun; Huang, Xian - In: Annals of economics and finance 14 (2013) 2, pp. 389-416
Persistent link: https://www.econbiz.de/10010480661
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Bank loans vs. trade credit : evidence from China
Du, Julan; Lu, Yi; Tao, Zhigang - In: The economics of transition 20 (2012) 3, pp. 457-480
Persistent link: https://www.econbiz.de/10009614451
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The effect of fintech on banks' credit provision to SMEs : evidence from China
Sheng, Tianxiang - In: Finance research letters 39 (2021), pp. 1-6
Persistent link: https://www.econbiz.de/10012805018
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Bank loans for small businesses in times of COVID-19 : evidence from China
Song, Quanyun; Du, Jun; Wu, Yu - In: Emerging markets, finance & trade : a journal of the … 57 (2021) 6, pp. 1652-1661
Persistent link: https://www.econbiz.de/10012514943
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Efficiency of trade credit and bank finance : an ethnic minority area in China
Yano, Go; Shiraishi, Maho - In: Journal of the Asia Pacific economy 25 (2020) 3, pp. 519-544
Persistent link: https://www.econbiz.de/10012264122
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A study of Chinese commercial banks' credit risk assessment
Zhang, Yu; Zheng, Xiaosong - In: Journal of economics and business research 22 (2016) 1, pp. 220-238
Persistent link: https://www.econbiz.de/10011572735
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Does "small bank advantage" really exist? : evidence from China
Zhang, Xiao-mei; Song, Zhuo-lin; Zhong, Zhen - In: International review of economics & finance : IREF 42 (2016), pp. 368-384
Persistent link: https://www.econbiz.de/10011625167
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The Big Tech Lending Model
Liu, Lei; Lu, Guangli; Xiong, Wei - National Bureau of Economic Research - 2022
By comparing uncollateralized business loans made by a big tech lending program with conventional bank loans, we find … far before maturity and borrow more frequently. These patterns remain for borrowers with access to bank credit. Our … needs. Through this model, big tech lending facilitates credit to borrowers underserved by banks without experiencing more …
Persistent link: https://www.econbiz.de/10013334379