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Clustering customers on the basis of their perceptions of microfinancing by banks : a study of rural poor in Punjab

Meenu - In: Paradigm : the journal of Institute of Management Technology 18 (2014) 1, pp. 20-34

Persistent link: https://www.econbiz.de/10011759462

Antecedents of credit card usage behaviour : an Indian perspective

Sriram K. V.; Singh, Riddhima; Vibha; Kamath, Giridhar B. - In: Cogent economics & finance 11 (2023) 2, pp. 1-18

behaviors like excessive shopping and materialism. In India, there has been a recent increase in the number of credit cards … issued. This research aims to study how Indian consumers use credit cards and how it affects their debt. The study focuses on …

Persistent link: https://www.econbiz.de/10014501142

Reported MPC in the presence of debt

Sala, Hector; Trivín, Pedro - 2021

We use information from the last wave of the Spanish Survey of Households Finance to study the influence of debt on the … smaller MPC than non-indebted households. This negative association increases along with the amount of debt. We also find a …

Persistent link: https://www.econbiz.de/10012491604

Is there too much US consumer debt?

Silk, Julian I. - 1993

Persistent link: https://www.econbiz.de/10000885131

Household external finance and consumption

Besley, Timothy; Meads, Neil; Surico, Paolo - 2008

Persistent link: https://www.econbiz.de/10003756588

Household external finance and consumption

Besley, Timothy (contributor); Meads, Neil (contributor); … - 2008

This paper uses mortgage data to construct a measure of terms on which households access to external finance, and relates it to consumption at both the aggregate and cohort levels. The Household External Finance (HEF) index is based on the spread paid by risky borrowers in the mortgage market....